3240 Windleshore Way Sanford, FL 32773
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About this home
Welcome home to this Mercedes built two bedroom two bath townhome with many amenities! The HOA includes Internet and Cable fees plus total maintenance of the entire exterior of the home from the yard to the roof that was replaced in 2023, the painting that was done in 2024 and the pool, security gate and playground! This location is prime for access to highways, shopping, and Sanfords amazing downtown community. Downstairs offers a beautiful kitchen with granite countertops, pantry and stainless steel appliances. The open Family room, dining room combo offers a half bath for guests, a breakfast bar with room for bar stools, ceiling fan and an 11x8 screened patio. The screened patio has a 6 x 3 storage closet and private views. Air conditioning system was replaced in 2019 and has been on a twice a year maintenance program. The hot water heater was replaced in 2024.This townhouse comes with assigned parking, community pool, playground, community mailboxes and a front gate for security.
Source: STELLAR #O6351677
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.