325 Deodar St Redlands, CA 92374
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About this home
If you are in need of space, stop your car at 325 Deodar! This magnificent home is perfectly situated on a more than 10000 sqft lot, boasting 6 bedrooms, with 2 bedrooms on the main floor, 1 of which has its own bathroom. This home also has 4 bathrooms to appropriately compensate for having 6 bedrooms. Before you step inside, admire the curb appeal with its beautiful landscaping and spacious driveway accommodating a number of vehicles. To the side of the home are beautiful rose bushes, a plug for an RV, a double door gate for security and allowing a vehicle to be driven beyond the gate. As you step on the front porch, imagine yourself sipping your favorite beverage or reading your favorite book while enjoying the mountain view. Enter the home to an open floor plan viewing the new paint, two story ceilings, beautiful shutters, wood look tile flooring, and brand new carpet. The living room is across from the formal dining area allowing your family to stay connected when dining. The kitchen is perfect for entertaining as it overlooks the family room. Nice white cabinets and drawers, granite countertops, double oven, built-in cooktop, dishwasher, over the range microwave, pantry and an island helping to support the cook in the home. As you stand in the kitchen, notice how the sink is positioned to allow interaction with those in the family room. The refrigerator, washer, and dryer are included without warranty, to ease your transition into your new home. 4 bedrooms, to include the primary bedroom are on the 2nd floor. The primary suite has a commanding double door entry, beautiful ceiling fan, and an ensuite with a separate tub, walk-in shower, and lighted walk-in closet. Exit to the backyard where you will find a large covered patio with ceiling fans, cement work, a gated play area, planters, a large area that is a blank canvas for your idea, a nice sized shed with electrical, and citrus fruit trees. Enjoy the luxury of having no neighbors to your rear. This home comes equipped with a whole home water filtration system, and solar (34 panels) that is leased and will be transferred to you, the new homeowner. Low HOA dues are a plus and ensures your community will maintain its beauty. Local to shopping, restaurants, and the freeway for your commute.
Source: SANDIEGO #CV25139340
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.