325 Olde Liberty Dr Youngsville, NC 27596
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About this home
This beautifully designed 5-bedroom, 3.5-bath home combines comfort, functionality, and style, offering the perfect setting for family living and entertaining. From the moment you arrive, the two-story entryway welcomes you into an open and inviting family room highlighted by a cozy fireplace. The main living area flows seamlessly into the chef's kitchen, which features double wall ovens, abundant counter space, and a spacious dining area perfect for everyday meals or gatherings with friends and family. The thoughtful layout includes a convenient laundry area with a powder room and a mudroom, complete with cubby space designed for organization and ease—an ideal drop-off zone for busy households. The first-floor primary suite is a true retreat, offering a large bedroom, a spa-like bath, and a generous walk-in closet that provides both comfort and practicality. Upstairs, the expansive loft area serves as a flexible space with endless possibilities—whether you envision a cozy reading nook, a home theater, or a fun hangout area for teens. Flanking the loft are two pairs of bedrooms, each connected by Jack-and-Jill baths, offering both privacy and convenience for family members or guests. The neighborhood enhances this home's appeal with resort-style amenities that include golf, tennis, and swimming. Surrounded by natural beauty, the community provides the tranquility of country living while keeping the conveniences of the city within easy reach. Altogether, this home offers the best of both worlds: a spacious, functional layout filled with modern comforts and a location that balances peaceful living with accessibility. With closing cost incentives and top-tier amenities, this is a rare opportunity to move into a home that truly has it all. The buyers can receive an additional $2,000 in savings when using the listing agent's preferred lender, making this home an even more attractive opportunity.
Source: TRIANGLEMLS #10103468
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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