32599 Natural Bridge Rd Wesley Chapel, FL 33543
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About this home
Nestled in the heart of Wesley Chapel, 32599 Natural Bridge Road showcases custom craftsmanship and thoughtful design at every turn. Inside, you’ll discover intricate, detailed woodwork—crown moldings, built-in cabinetry and solid-core doors—that elevate this home well above the typical builder model. The open living areas flow effortlessly into a gourmet kitchen with granite countertops and stainless-steel appliances, while oversized windows flood the space with natural light. Outside, a sprawling covered, screened-in back porch beckons for year-round entertaining—complete with high-end pavers, a luxurious hot tub and a perfectly manicured artificial-turf lawn that combines stunning curb appeal with virtually zero maintenance. This property is not located in a flood zone, and a recent homeowner’s insurance quote came in at just $2,161 per year, offering added peace of mind and affordability. With top-rated schools—among the best in Tampa Bay—just minutes away, this home offers both lifestyle and long-term value. For qualified veterans, a rare mortgage assumption opportunity at just 2.375% interest (after paying the difference between the remaining balance and sales price) makes this home even more accessible. And if you need to sell your current property first—perhaps after being turned down elsewhere—you can take advantage of AnnieMac’s Cash2Keys BuyNow-SellLater program, which lets you move into your new home before your old one sells. Experience the perfect blend of luxury, convenience and flexibility at 32599 Natural Bridge Road.
Source: STELLAR #TB8396178
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.