326 Caloosa Palms Ct Sun City Center, FL 33573
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About this home
Welcome to your dream home located in the vibrant 55+ community of Sun City Center, Florida! This exceptional two-bedroom, two-bath residence features a thoughtfully designed split layout, perfect for both relaxation and entertaining. As you approach the home, you’ll be greeted by a stunning paver driveway and a broad sidewalk that leads to a fully enclosed front porch, providing a serene space to enjoy the outdoors. The perimeter of the landscaping is elegantly enhanced with modern concrete edging, creating a polished and inviting curb appeal. Step inside to discover solid surface flooring throughout, seamlessly connecting the main living areas. The updated kitchen is a culinary delight, providing loads of storage space, showcasing stainless steel appliances, newer shaker-style cabinetry, and exquisite granite countertops. A cozy eat-in breakfast nook invites you to enjoy your morning coffee in comfort. The main rooms boast vaulted ceilings, adding an airy and spacious feel to the home. The primary bedroom is a true retreat, featuring vaulted ceiling and Walk-in closets and a beautifully remodeled en-suite bathroom complete with an expansive walk-in shower, perfect for unwinding after a long day. Venture outside to the lanai, which is mostly covered and adorned with vaulted ceilings and tile flooring. This tranquil space overlooks the number one hole of the Caloosa Country Club golf course, providing picturesque views and an ideal setting for entertaining or simply enjoying the Florida sunshine. Now it's time to sit back and relax, with the charming, secluded screened-in lanai that is under vaulted roof, perfectly shaded with the gorgeous greenery. Appreciate the breathtaking views, delightful scenery, wildlife, and the Florida Sunshine and breeze all from your own home! Sun City Center is an active 55+ community that offers wonderful amenities, including indoor/outdoor pools & spas, a well-equipped fitness center, library, a community hall, meeting rooms, arts/crafts, outdoor sports, golf, and more, all located within a short golf cart ride. Not only is Sun City Center a community where you can meet and make lifelong friends fast, it's also a short drive away from some of our nation's best-rated Gulf Beaches, Disney, MacDill Air Force Base, Orlando, Tampa, Sarasota, Clearwater, Saint Petersburg, etc. This one will not last long. Hurry up and book your exclusive showing.
Source: STELLAR #TB8436751
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.