326 Canyon Dr N Lehigh Acres, FL 33936
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About this home
Experience relaxed Florida living in this charming 2 bedroom, 2 bathroom pool home tucked away on a desirable corner lot in a quiet Lehigh Acres neighborhood. Step inside to a bright, open layout with wood-style flooring throughout, fresh paint accents, and impact-resistant front window offering both comfort and peace of mind. The spacious living and dining areas feature built-in storage and flow seamlessly into the enclosed Florida room perfect as a second living space, hobby room, or sunny home office with views of the private screened-in pool. Enjoy year-round swimming, grilling, and entertaining in your own backyard oasis. A convenient galley kitchen provides ample cabinet and counter space, while both bedrooms offer generous closet storage. The primary suite includes an updated walk-in shower, and the guest bath features a classic tub/shower combo. Indoor laundry, a garage with screened slider doors, and low-maintenance landscaping add everyday convenience. Excellent location near shopping, dining, parks, golf, medical facilities, Lee Blvd and SR-82, and a quick drive to Fort Myers and world-famous beaches. No HOA and room to add your own style make this a fantastic full-time residence, seasonal escape, or investment property.
Source: FORTMYERS #225078558
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.