326 Spacious Sky San Antonio, TX 78260
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About this home
Welcome to 326 Spacious Sky, a stunning home set on over half an acre, perfectly combining comfort, style, and thoughtful upgrades. Inside, you'll find an open-concept living area with soaring high ceilings and a cozy fireplace, creating an inviting space for everyday living and entertaining. The dedicated study features custom built-ins, ideal for working from home, while the separate dining area offers a warm setting for family meals and gatherings. The custom kitchen not only has amazing cabinetry, it also includes a new double oven. This home has been meticulously maintained with numerous updates, including a brand new roof that was recently installed in 2024, high-end water softener, and an energy-efficient water heater (2021). You'll also appreciate the fresh exterior paint, a new shower stall (2020), and ample storage throughout the spacious primary suite. Step outside to your own backyard retreat featuring a sparkling pool, fire pit, and plenty of space to relax or entertain under the stars. Enjoy the vegetable garden and the updated six inch gutter system installed in 2024 around the home. With RV parking and over half an acre of room to spread out, this property offers both convenience and freedom. Beautifully updated and move-in ready, 326 Spacious Sky is a place you'll be proud to call home.
Source: SABOR #1918551
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.