3262 Cascade Parc Blvd SW Atlanta, GA 30311
Your savings
About this home
Charming Townhome in SW Atlanta - Affordable Luxury at Its Best Discover the ideal combination of comfort, style, and practicality in this beautifully crafted 2-bedroom, 2.5-bathroom townhome on a Basement. Perfectly priced for first-time buyers or seasoned homeowners looking for a modern, budget-friendly haven, this home offers incredible value without compromising on quality. As you enter, you'll be greeted by premium luxury vinyl flooring that leads you into a spacious living area, highlighted by an elegant fireplace. The efficient galley kitchen is both functional and welcoming, complete with a separate dining area perfect for gatherings. A cozy nook adjacent to the kitchen provides a great space for a home office or small relaxation zone, while the breakfast bar is ideal for casual meals or your morning coffee. On the upper level, you'll find two spacious ensuite bedrooms. The expansive primary suite features a walk-in closet and a luxurious bath with a garden tub, separate shower, and updated finishes. The second-floor laundry area adds even more convenience to your daily routine. Step outside to the deck, where you can unwind in your private outdoor space. Plus, the unfinished basement offers additional storage and potential to create the space you've always dreamed of. Located in a peaceful, amenity-filled community, this home offers access to a two-story clubhouse, a refreshing pool, a playground, and beautifully maintained green spaces. With sidewalks throughout the neighborhood, enjoy peaceful strolls or morning walks with your dog. The community is also ideally positioned near shopping, schools, public transport, and I-285, making it a prime spot for both work and leisure. Don't wait-schedule your tour today and see for yourself the value and comfort this home brings! Note: This is a Short Sale property and will require final BANK approval!
Source: GAMLS #10536623
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.