32624 Kobuk Valley Ave Wesley Chapel, FL 33543
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About this home
PRICED TO SELL! ****ASSUMABLE 2.625% INTEREST RATE on the remaining balance ****Welcome to the vibrant Union Park community, where modern living meets resort-style amenities. This spacious home features a private downstairs bedroom with a full bath offering ideal accommodations for in-laws, guests, or an additional home office. Step inside this highly functional residence to discover a bright, open floor plan designed for today’s lifestyle. The gourmet kitchen, the heart of the home, boasts gleaming granite countertops, stainless steel appliances, and an oversized eat-in area, setting it apart from similar floorplans in the neighborhood. Flowing seamlessly into the open-concept living area, it’s perfect for entertaining or cherished family moments. Upstairs, a versatile loft space awaits, ideal for a playroom, media center, or work-from-home setup. The primary suite provides a serene retreat with a luxurious en-suite bathroom and ample closet space, while three additional bedrooms ensure flexibility for growing families or visitors. Nestled in Union Park, an UltraFi community with the nation’s fastest internet speeds and community-wide Wi-Fi (cable and internet are included in HOA fees), residents enjoy a resort-style pool, fitness center, clubhouse, splash pad, dog park, Zen Garden, butterfly garden, walking trails, basketball courts, picnic pavilion, playground, and outdoor fitness stations. Designed for nature and well-being, Union Park fosters a friendly, walkable environment with green spaces, natural trails, and a focus on community connection. Families will appreciate the A-rated Union Park Charter Academy, emphasizing “Future Ready Skills” and technology integration, along with a family-friendly atmosphere featuring a splash pad, tot lot, and playgrounds. Conveniently located minutes from top-rated schools, Pasco-Hernando State College, AdventHealth and BayCare Hospitals, Wiregrass Mall, Tampa Premium Outlets, Krate at the Grove, the Ice Rink, Sam’s Club, Costco, movie theaters, and diverse dining options, this home offers easy access to I-75, I-275, Tampa International Airport, Downtown Tampa, and Florida’s stunning Gulf Coast beaches. Experience a modern, connected, and amenity-rich lifestyle in a welcoming, nature-focused community.
Source: STELLAR #TB8412332
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.