3266 Portland Blvd Steubenville, OH 43952
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About this home
Don’t miss your chance to see this stunning home located in the heart of Steubenville, within walking distance of schools and shopping. This move-in-ready property offers exceptional charm and functionality throughout. Upon entering, you’re greeted by beautiful custom tile that sets the tone for the home’s quality craftsmanship. To the left, a spacious living room boasts abundant natural light and impeccable plaster work with eye-catching details. The kitchen and dining area provide ample cabinet space, perfect for everyday living and entertaining. Just off the kitchen, you’ll find a versatile bonus room that can serve as a family room, home office, or even a fourth bedroom. A convenient bath completes the main level. Up the elegant stucco staircase, discover three generously sized bedrooms and a beautifully updated full bath. The primary bedroom is particularly impressive with its spacious layout. The finished lower level adds incredible versatility, featuring a kitchenette and full bath—ideal for an in-law suite, guest quarters, or additional living space. Step outside to your private backyard oasis, where an inviting fenced-in, in-ground pool awaits, perfect for relaxing or hosting summer gatherings. This home truly has it all! Call today to schedule your private showing!
Source: MLSNOW #5145971
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.