3268 Aralia Ct Alva, FL 33920
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About this home
Discover this stunning two-story Pulte-built pool home offering 4 bedrooms plus a versatile den, perfectly situated on a quiet cul-de-sac with a fully fenced backyard and serene community lake and preserve views. Step inside to a welcoming foyer where the den and formal dining room provide flexible living options. The spacious family room seamlessly connects to a large kitchen featuring new quartz countertops, sink, and bar top (2024), tiled backsplash, pantry, and newer stainless steel appliances (2024/25) including a convection oven. The open floor plan makes entertaining easy while enjoying gorgeous views of the expansive screened lanai with pool and spa. The professionally installed Jacuzzi spa (2021), along with a half bath with pool access, enhances convenience. Upstairs, retreat to an oversized owner’s suite with a large walk-in closet and picturesque lake and preserve views. The luxurious primary bath offers dual sinks, abundant counter space, a soaking tub, and a separate shower. Three additional bedrooms and a full bathroom with tub/shower combo complete the upper level. Recent upgrades include: HOA-approved fence (2021), 4 Ton / 16 SEER HVAC system (2022), solid hardwood flooring upstairs (2024), and a professionally cleaned and sealed tile roof (2024). Located in a gated community with resort-style amenities—including a large community pool, fitness center, pickleball courts, and more—this home offers over 2,800 sq. ft. of living space plus a private pool. Perfect for those seeking Southwest Florida living with privacy, convenience, and style!
Source: FORTMYERS #225036224
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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