327 Kensington Lake Cir Brandon, FL 33511
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About this home
THE VERY BEST PRICED HOME IN ALL OF BRANDON with a BRAND NEW ROOF! This is the opportunity you have been waiting for. Discover comfort and convenience in this well-maintained 2-bedroom, 2.5-bath townhouse located in the sought-after Townhomes at Kensington community. This move-in ready home is nestled in a beautiful community with a low HOA. A brand new 2025 roof provides peace of mind for years to come. Step and inside and fall in love with all the natural light, and bright and modern luxury plank flooring throughout the living areas. A spacious living room is the perfect place for hanging out and making great memories with family and friends. The large dining space is a tranquil setting for both busy weekday meals, or relaxed holidays alike. The updated kitchen features beautiful all-wood shaker style cabinets, gorgeous high-end QUARTZ COUNTERTOPS, stainless steel appliances, plenty of storage and tons of prep space. The downstairs half bathroom provides convenience and privacy for guests and residents alike. Upstairs, two large bedrooms feature tons of closet space. The master bedroom features on ensuite bathroom. And a hall bathroom means everyone has plenty of space to spread out. Situated just minutes from shopping, dining, and entertainment—including Brandon Mall, Costco, and Starbucks—this home also provides quick access to major highways like I-75, I-4, and the Selmon Expressway. Downtown Tampa is only minutes away. With its prime location, thoughtful updates, and affordable price point, this property is an excellent choice for first-time buyers or those looking for a low-maintenance lifestyle. Don’t wait—schedule your showing today before it’s gone!
Source: STELLAR #TB8425451
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.