327 S Wood St Uvalde, TX 78801
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About this home
Charming Downtown Uvalde Gem with Rustic Character and Modern Comforts! 327 S. Wood Street-is an eye-catching 2-bedroom, 2-bathroom home with 1,527 sq. ft. of thoughtfully designed living space. Built in 2016, this unique property was crafted with a nod to historic charm, featuring custom trim work and architectural touches throughout that give it an inviting, timeless feel. Located just three blocks from H-E-B and directly across from the Uvalde Golf Course, this home offers unbeatable convenience and views. A metal roof and spacious covered front porch set the tone for relaxed, low-maintenance living. Inside, you'll find a bright and airy layout with neutral colors, low-maintenance flooring, and recessed LED lighting. The kitchen is a standout with abundant cabinet space, open shelving, a walk-in pantry, and built-in diner-style seating perfect for family meals or morning coffee. A cozy sunroom adds flexibility-ideal for a home office, reading nook, or hobby space. The oversized laundry area provides space not only for laundry but also for storage of cleaning essentials. The guest bath is rich in character with a Spanish-style ceramic sink and beautiful tilework, complete with a tub/shower combo. The guest bedroom is generously sized and includes a large walk-in closet and ceiling fan. The primary suite is exceptionally large for this price point and includes a massive walk-in closet with built-in dresser and shoe storage. The ensuite bath is beautifully finished with marble-look tile, ample cabinet space, a painted ceramic sink, a tub/shower combo with custom tilework, and a dedicated makeup vanity. Outside, the fully fenced yard is easy to maintain, and there's off-street parking for up to four vehicles. A detached barn-style workshop/storage building offers excellent bonus space for hobbies, tools, or seasonal storage. Would make an excellent first time home or could be a amazing Air BNB being just across the street from the Golf course. This home blends style, space, and location in a way that's hard to find-schedule your showing today!
Source: SABOR #1877320
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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