32841 Alderbrook Rd Wildomar, CA 92595
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About this home
VERY LOW TAXES AND NO HOA- This 2 Story Pool Home is the one! This excellent Home greets you with a freshly painted exterior, a lovely fountain in the yard and a fenced in courtyard with a 2nd Fountain. For those that like to tinker or have Toys- There's a Carport over the Driveway with Shop Lights, an Air Compressor Hose, and an Extension Cord for your tools. The Garage showcases wall to wall cabinets with shop carpet and a ton of recessed lights, giving you plenty of storage and visibility when you're hanging out or tinkering. The Custom Garage Door has 1 Way Glass so you can see out but people can't see in. It's awesome! Inside, soaring ceilings and a custom tile staircase welcome you. There's NO CARPET in this Home- it's been freshly painted- and there's lighted ceiling fans with remotes throughout. There's a FULL BEDROOM AND BATHROOM downstairs. You have a Formal Living Room with a Fireplace and a Formal Dining Room. The Kitchen boasts White Cabinets, Stone Counters, and an oversized Island with seating for 4-6 People. There's a ton of cabinets, some upgraded with glass faces to elevate the look of this beautiful space and where the laundry room used to be, you have a custom built pantry! There's a 2nd Livingroom off the Kitchen and a closet under the Stairs that has been outfitted with custom shelving for maximizing your storage. Upstairs, you find a Loft and 2 Bedrooms with a Bathroom in between them. The Primary Suite has 2 Walk In Closets with Custom Organizers and the spacious, ensuite Bath has a separate soaking tub and stand alone shower. Off the Primary Suite there is a massive covered deck with a spiral staircase that takes you down to your DREAM BACKYARD. There is a Covered patio that runs along the back of the house and very low maintenance landscaping along the perimeter of the yard. The Pool has a Baja shelf with 2 loungers and the spa can fit 8 people. You're going to LOVE Entertaining in this Space! The Outdoor Kitchen has a full size Fridge, Bar, Grill, Sink, and a ton of counter space. There's a dining table and a huge firepit table to sit around with a mounted TV for watching the Game. You've got 2 new AC Units, a new Water Heater, Brand New Sliders with fancy locking mechanisms, and new appliances. This home is luxurious! Come see it today- you will love all of the custom touches! It's turn key and ready for your Memories!
Source: CRMLS #SW25260129
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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