329 Club Manor Dr Sun City Center, FL 33573
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About this home
Truly move in ready Sun City Center Villa! The majority of the furniture and a minimal amount of the art work could convey at closing. The two bedrooms each have their own private ensuite and plenty of closet space. Split bedroom floor plan. Your kitchen has a large granite countertop, solid wood custom cabinets, stainless steel refrigerator, glass cooktop, a built in double oven, dishwasher and more. Plenty of seating at the breakfast bar that overlooks the dining room and living room with views of your Florida room. Just off the kitchen is a large laundry room with an energy efficient washer and dryer, custom cabinetry and a high end utility sink basin. All windows have plantation shutters with the option to tilt the louvers or open them completely for your desired amount of natural lighting. Two separate outdoor seating areas each with their own beautiful view of the mature, Florida landscaping. The front porch is a serene covered area surrounded by flowering shrubs including a lovely hibiscus in full bloom. The tall palm tree in the front yard reminds you that you now live in paradise. Just off the Florida room is your back patio with a view of the nearby pond and its water lilies. The garage has floor to ceiling custom cabinetry with electrical outlets to charge up your tools. The refrigerator and deep freezer in the garage are yours too! Sun City Center is a 55+ friendly community that is conveniently located near major highways, plenty of restaurants and shopping destinations, medical facilities and professional services. Just a short commute to arrive at major museums, art communities, the larger surrounding cities including Tampa, St. Petersburg, Sarasota and Clearwater each with their own world famous sunny beaches. What's not to love? Call now for your private showing.
Source: STELLAR #TB8427286
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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