329 Skyline Cir Crestview, FL 32539
Your savings
About this home
VA ASSUMPTION at 2.5%!Welcome to 329 Skyline Circle--a home full of southern charm and generous space. Picture yourself relaxing on the wraparound porch, the perfect spot to sit and stay awhile.Step inside and you'll immediately be greeted by abundant natural light and soaring vaulted ceilings. This 3-bedroom, 2 1/2 bath home offers flexible spaces ready to be made your own. Just off the entry is a versatile room that could serve as a home office, 4th bedroom, or cozy retreat.The primary suite features two large windows, decorative wall sconces, and a spacious bath with dual vanities, a custom-tiled shower, and a jetted tub perfect for unwinding. Off the master, you'll find a sun-filled room with floor-to-ceiling windows--ideal for a nursery, sitting room, or creative space. The great room boasts vaulted ceilings, a wood-burning fireplace with brick and shiplap accents, French doors leading to the Florida room, and a charming built-in desk nook. The kitchen is a chef's delight, complete with rich cognac cabinetry, granite countertops, an island, stainless steel appliances, and bar seating. You can enjoy casual meals at the bar or gather in the dining space, enhanced with wainscoting and views of the backyard. Upstairs, a loft area separates two generously sized bedrooms and a full bath with dual vanities. Whether you envision the loft as a second living area, playroom, homeschool space, or home office, the possibilities are endless. Three dormer windows add to the timeless charm of this home. Out back, you'll discover classic southern touchesa tire swing, fire pit area, and beautiful shade treesmaking it the perfect spot to relax, entertain, or simply enjoy the outdoors. WELCOME HOME!
Source: EMERALDCOAST #984734
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.