3294 Hanging Tide St Winter Garden, FL 34787
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About this home
Step into this stunning two-story home in the popular gated community of Lakeview Preserve, where elegance meets functionality. Sitting on a larger homesite with a 4-foot garage extension, EV car charger, and beautiful stone-accented exterior, this home is as striking on the outside as it is inside. The Yorkshire floorplan by Pulte Homes offers 5 spacious bedrooms, 4.5 bathrooms, a large upstairs loft, and a versatile flex space—made private by French doors—perfect for a home office, gym, or library. Ideal for those seeking a multigenerational living concept, it features a first-floor ensuite for guests with a private bath, separated from the upstairs bedrooms and luxurious primary suite. Inside, wood-tone LVP flooring flows throughout the first-floor main living areas, complemented by custom trim work, designer wallpaper, and contrasting doors and trim. The gourmet kitchen is a showstopper with contrasting upper and lower cabinets, upgraded hardware, a large island with pendant lighting, a gorgeous backsplash, and premium finishes. The expansive great room opens with triple sliders plus additional double sliders to the covered lanai—perfect for indoor-outdoor living—with no rear neighbor for added privacy. Lakeview Preserve offers an incredible lifestyle with a resort-style pool, fitness center, clubhouse, playground, green space, and more—all just minutes from Winter Garden and Clermont’s best shopping, dining, and attractions. Not only is this home priced to sell, but the sellers are also offering a $20,000 closing cost contribution—making it even more attainable! Bonus: a VA assumable loan is available! Opportunities like this are rare—see it in person and fall in love with every detail. Call today to schedule your private tour and make this dream home yours! WELCOME HOME!
Source: STELLAR #O6334774
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.