3297 Walter Dr Johns Island, SC 29455
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About this home
Nestled on a private third-acre lot with no HOA and only one neighbor, this hidden gem embodies peace, charm, and modern comfort. Nearly as good as new, it offers a rare combination of privacy and flexibility--no homes across the street and a backyard that backs to serene woods. Appreciate the extended driveway, two-car garage, and inviting front porch. Let's focus on the fenced yard and cozy firepit--perfect for relaxing Lowcountry evenings.Step inside to find natural light fills every corner, highlighting laminate wood floors, custom trim, and thoughtfully chosen fixtures throughout. The kitchen is beautifully appointed with granite countertops, tile backsplash, stainless steel appliances, a spacious pantry, and peninsula seating. The oversized laundry room offers exceptional storageplenty of room for all of life's extras. The primary suite is a true retreat, featuring a sitting area. There is additional space that can serve as an office, nursery, or additional walk-in closet. You'll love the custom closet and the spa-inspired en suite bath with dual vanities, an expansive granite countertop that stretches from end to end, tile flooring, and a glass-enclosed shower. Two additional bedrooms offer generous space and share a fully upgraded bath with granite and tile finishes. With its tranquil setting near local favorites like Kiss Café, Southern Brews Coffee, Lost Isle, and nearby breweries, this beautifully maintained home captures the essence of relaxed Lowcountry living. Thoughtful upgrades, modern finishes, and the freedom of no HOA make it a rare find on Johns Islandprivate, peaceful, and perfectly tailored for comfort and everyday enjoyment.
Source: CTAR #25027107
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.