3298 Alcovy Club Ct Dacula, GA 30019
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About this home
Don’t miss your chance to own a piece of paradise in this stunning Craftsman home! This home is not just a listing; it’s a lifestyle waiting to be embraced. Situated in a friendly neighborhood with easy access to local parks, shops, restaurants and top-rated schools, this property offers both comfort and convenience. With 5 generous bedrooms (including a flex room) and 4.5 well-appointed bathrooms and double master closet, there is ample space for the whole family to spread out and enjoy. Each bedroom offers comfort and warmth, ensuring restful nights and serene mornings. The heart of this home is the large family room, where laughter and memories are waiting to be made. The open-concept design flows effortlessly into the gourmet kitchen, making it perfect for entertaining guests or cozy family gatherings. Unleash your inner chef in this inviting kitchen, featuring a central island and a walk-in pantry that provides plenty of storage for all your culinary needs. Whether you're whipping up a weeknight dinner or hosting a holiday feast, this kitchen is designed for both function and style. Imagine sipping your morning coffee on the porch, hosting festive gatherings in the spacious living areas, and enjoying quiet evenings in your spacious landscaped backyard. Step outside into your fenced backyard, a private retreat perfect for summer barbecues, weekend playdates, or simply soaking in the sun. Picture beautiful evenings spent under the stars, surrounded by the natural beauty of your own outdoor space. Don’t forget the unfinished basement, a blank canvas ready for your creative vision. Whether you envision a cozy media room, a home gym, or an additional suite for guests, the possibilities are endless! With a 3-car garage, you'll never have to worry about parking. Ample space for vehicles, bikes, or even a workshop for your hobbies lies within this versatile garage. Don't even get me started on the long and wide driveway. You won't lack guest parking spaces. Schedule your showing today. Receive $10,000 seller incentive and use however you please
Source: FMLS #7650853
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.