33 Haleys Dr Adair, OK 74330
Your savings
About this home
Nestled in the serene beauty of Northeast Oklahoma, this inviting 4-bedroom, 2-bathroom home offers stunning views of Lake Hudson, making it the perfect retreat for water enthusiasts or those seeking peaceful lakeside living. Whether you're looking for a permanent home or a weekend getaway, this property provides a unique blend of comfort, convenience, and recreation. With 4 bedrooms and 2 bathrooms, there's plenty of space for your family and guests. The open layout allows for seamless flow between the living and dining areas, while large windows offer picturesque views of the lake, making it easy to enjoy the outdoors from the comfort of your home. Enjoy serene views of Lake Hudson, known for its excellent bass and crappie fishing, right from your doorstep. Whether you're an avid fisherman or simply appreciate the beauty of the water, this property offers a front-row seat to some of the best fishing in Northeast Oklahoma. For those who love to store their toys or work on projects, the 30x40 iron-concrete floored shop with a walk-in and overhead door is ideal for storing boats, water skis, and other recreational equipment. This spacious, well-built shop ensures you have all the room you need for your hobbies or storage needs. Just a short distance away, you'll have easy access to a nearby boat ramp, providing you with effortless entry to Lake Hudson. Get out on the water anytime with the convenience of having a ramp close by. This property offers the perfect balance of peaceful lakeside living with easy access to nearby towns. Adair is only 9 miles away, Pryor is 15 miles, and Tulsa is just a 50-minute drive. Grand Lake is a short 30-minute drive, offering even more recreational opportunities. If you have children, you'll appreciate that this property falls within the Adair Public Schools district, ensuring your family has access to quality education.
Source: MLSTECHNOLOGY #2513091
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.