33 New Kent Ct Villa Rica, GA 30180
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About this home
Assumable 2.5% rate. Call for further details. Nestled in one of the most desirable sections of the neighborhood, this exceptional Harrison floorplan is one of only a handful in the entire subdivision—and it’s just four years young! Set at the end of a peaceful cul-de-sac and resting on a spacious, wooded, private lot, this home offers both style and seclusion in a highly sought-after location. From the moment you arrive, you'll appreciate the kitchen-level two-car garage, providing easy access and convenience for everyday living. Step inside and you'll be welcomed by elegant features and thoughtful design throughout. The formal dining room boasts beautifully crafted coffered ceilings, offering a touch of sophistication that’s perfect for entertaining. Adjacent to the dining area, a butler’s pantry adds an extra layer of functionality and charm—ideal for storing fine china, glassware, or even setting up a coffee or wine station. The walk-in pantry is just steps away and provides ample storage for everyday essentials, keeping your kitchen neat and organized. The heart of the home is the open-concept kitchen and family room. Designed with both beauty and practicality in mind, the kitchen features upgraded white maple cabinetry, luxurious granite countertops, and stainless appliances—all seamlessly overlooking the spacious family room. Whether you're hosting friends or enjoying a quiet evening at home, you'll love the cozy ambiance created by the gas-log fireplace anchoring the living space. One of the standout features of this home is the incredible “Game Day” covered back porch—your personal retreat for outdoor living! With a fireplace, mounted TV, and room to relax or entertain, this space is perfect for cheering on your favorite team, enjoying cool evenings, or hosting weekend gatherings—all while taking in peaceful views of the oversized, wooded backyard. Surrounded by nature, you’ll love the privacy and tranquility that this outdoor haven provides. Convenience continues on the main level with a half bath for guests and a dedicated laundry room, thoughtfully positioned for day-to-day ease. Upstairs, all bedrooms are located together for enhanced comfort and security. Each room offers space, natural light, and versatility to fit your lifestyle—whether you need guest rooms, office space, or a playroom. Downstairs, the full unfinished basement offers a rare opportunity to expand your living space to match your dreams. Already stubbed for a full bath, this blank canvas allows you to design the perfect bonus suite, media room, gym, or hobby area—your imagination is the only limit! Combining timeless design with modern functionality and upgrades, this unique Harrison floorplan is a rare find. Its prime cul-de-sac location, oversized lot, outdoor living space, and potential for future expansion make it an extraordinary opportunity. Don’t miss your chance to call this exceptional property home—schedule your private tour today!
Source: FMLS #7580971
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.