3300 Birchwood Dr Harker Heights, TX 76548
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About this home
Discover the perfect blend of country tranquility and modern comfort at 3300 Birchwood Drive. This beautifully single-story Ranch home spans 2,425 sq. ft. and offers 3 spacious bedrooms, 2.5 baths, and dual living areas designed for both relaxation and entertaining. The heart of the home, a gourmet kitchen, features granite countertops, elegant tile backsplash, and stainless steel appliances, seamlessly flowing into a light-filled family room. Enjoy an additional living space highlighted by a charming country-style fireplace and a wet bar, ideal for hosting friends or cozy nights in. Beamed and vaulted ceilings, coffered accents, and crown molding add architectural interest and sophistication throughout the home. Set on a generous 0.52-acre corner lot backing a scenic 45-acre golf area( no longer in operation), the private backyard offers expansive open views, minimal neighbors, and opportunities to connect with nature, spotting local wildlife in serene surroundings. RV and boat parking, a two-car attached carport, and a screened porch enhance outdoor living and convenience. Located just minutes from Belton Lake, Stillhouse Lake, parks, and boat ramps, this home combines peaceful country living with easy access to recreational amenities. With a thoughtful timeless design, this residence embodies a lifestyle of comfort, privacy, and refined functionality. Don’t miss out on this unique Harker Heights retreat—schedule your private tour today and experience the serenity and character of 3300 Birchwood Drive.
Source: CENTRALTEXAS #596080
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.