3300 Valley Brk Norman, OK 73071
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About this home
HOME INSPECTION REPORT IS ATTACHED IN SUPPLEMENTS. Property will be sold as is with a 1 year home warranty included by seller. Welcome to 3300 Valley Brook in Norman OK—a stunning 4-bedroom, 3-bath home that blends comfort, style, and functionality in one beautiful package. Nestled in a peaceful neighborhood just minutes from downtown Norman, this property offers the perfect balance of quiet living with easy access to city conveniences. Step inside to discover an open-concept layout with rich, dark wood kitchen cabinets that add warmth and elegance to the space. The spacious kitchen island provides ample room for meal prep, entertaining, or casual dining. Natural light flows throughout the home, highlighting its thoughtful design and quality finishes. The large master suite features a beautifully designed en-suite bathroom with generous space to unwind after a long day. With four bedrooms and three full bathrooms, there’s room for everyone to spread out and feel at home. Outside, enjoy a quiet setting that's just far enough from the bustle to relax, but close enough to reach your favorite restaurants, shops, and the University of Oklahoma in just minutes! This home is inviting from the curb—but the real beauty begins once you step through the front door. Schedule your showing today!
Source: MLSOK #1180809
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.