3301 Berkeley Ln The Villages, FL 32162
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About this home
~PRICE REDUCED BY $7,500~ ~NO BOND~ ~Roof 2020~ ~HVAC 2017~ ~HOT WATER HEATER 2015~ Beautiful 3/2 HIBISCUS (SIMILAR TO GARDENIA MODEL) model on a CORNER LOT in GLENBROOK, featuring a BRICK PAVER driveway. Step inside to soaring VAULTED CEILINGS and elegant PORCELAIN tile in the entry, living, and dining rooms. The living area offers window cornices, upgraded blinds and an upgraded ceiling fan, while the dining room shows UPDATED lighting beneath HIGH ceilings. There is crown molding in the primary living areas. The kitchen is designed for function and style with CERAMIC tile flooring, GRANITE countertops, STAINLESS STEEL appliances including an INDUCTION STOVE, recessed lighting, upgraded blinds, an EAT-IN nook, and a GAS HOOK-UP OPTION. The spacious primary suite features BAMBOO flooring, VAULTED ceilings, 2 WALK-IN closets, and new blinds and curtains. The ensuite bath includes a TERRASTONE WALK-IN SHOWER, GRANITE counters, vanity, updated mirrors, linen closet, CERAMIC tile, and a ceiling fan. There are 2 guest bedrooms, one with BAMBOO flooring, ceiling fan and built-in closet and the other with ceramic tile flooring, ceiling fan and upgraded blinds. The guest bath includes CERAMIC tile, tub surround, linen closet, and GRANITE counters. An additional feature is the INSIDE LAUNDRY ROOM with CERAMIC tile, cabinets, shelving, and Samsung appliances. Relax year-round in the GLASS-ENCLOSED LANAI with textured tile flooring, telescoping sliders, and 2 ceiling fans. The 2-garage is equipped with built-in cabinets, attic stairs, and ceiling fan. A stunning blend of updates, space, and style—this Glenbrook gem is move-in ready! Quick golf cart ride to the Glenview Country Club and numerous Executive Golf courses, and Recreation Centers. Easy access to Southern Trace Shopping Center, Lake Sumter Landing, and Spanish Springs Town Square for plenty of shopping, dining and medical needs.
Source: STELLAR #G5101202
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.