3303 32nd St SW Lehigh Acres, FL 33976
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About this home
PRICE REDUCTION! MOTIVATED SELLER!! This move-in-ready home combines modern upgrades, energy efficiency, and an ideal location — all in one! Located in Lehigh Acres, just minutes from shopping, dining, I-75, and SWFL International Airport, this property offers the convenience you want in a neighborhood you’ll love. Even better? It’s in a NO flood zone with NO HOA and NO rental restrictions — making it perfect for both homeowners and investors alike. Step inside to find a light-filled open layout with high vaulted ceilings in the main living area, upgraded tile flooring, and fresh paint inside and out. The kitchen features stainless steel appliances, and the 3-bedroom, 2-bath split floor plan offers both privacy and functionality. Enjoy peace of mind with a metal roof (transferable warranty), hurricane impact windows and doors, new A/C (2022), brand new water heater, 2-year-old water softener system, and a solar panel system that is fully transferable to the new owners, providing long-term energy savings. Outside, the curb appeal shines with new sod, a custom front porch, irrigation system, and beautifully maintained fruit trees and vegetable gardens in both the front and back yard. The fully fenced yard has plenty of room for a pool, and the spacious 2-car garage adds convenience and storage. SAFE IN MASTER CLOSET STAYS WITH THE HOME! This home truly has it all — style, security, upgrades, and location — with nothing left to do but move in and enjoy.
Source: FORTMYERS #225043324
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.