3304 Saint Marys View Rd Accokeek, MD 20607
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About this home
Virtual tour available. Discover this 2900 sq. ft. townhome in the sought-after Preserve at Piscataway community! Built in 2008, this 3-bedroom, 3.5-bath home offers a well-designed layout with generous living spaces and modern conveniences. The main entry level features a family room and a full bath, providing flexibility for a guest suite, home office, or entertainment space. The second level boasts an open-concept kitchen with a breakfast area, a formal dining room with a fireplace, a spacious family/living room, and a half bath. A large deck extends your living space, perfect for outdoor relaxation. The home is finished with a mix of hardwood flooring and carpeting, and most rooms are equipped with sensor lights for added convenience. On the third floor, you'll find the primary suite with an ensuite bath, two additional bedrooms, a third full bath, and a laundry area. The property also includes a rear-entry two-car garage, plus an extended driveway allowing parking for up to three additional vehicles. Energy-efficient Tesla solar panels provide added sustainability benefits. As part of The Preserve at Piscataway community, residents enjoy a variety of HOA amenities, including a clubhouse with a workout room and party room, several tot lots, walking trails, full-sized tennis courts, a full-sized basketball court, a half-sized basketball court, and a fenced-in above-ground outdoor pool. This home is being sold as-is as part of an estate sale.
Source: BRIGHT #MDPG2164224
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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