3304 W Atlanta Ct Broken Arrow, OK 74012
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About this home
Generous living space and enduring style come together in this exquisitely maintained home in Mitford Bridge. Just off the striking entryway, the formal dining room and separate office add an elevated sense of completeness to the home. The kitchen features a large island, gas range, and triple ovens, creating a space that feels exceptional. Connecting to the living room, a double-sided fireplace brings warmth to the main gathering spaces. On the main floor, you'll find three comfortable bedrooms and updated baths. The primary suite features a spacious layout, soft natural light, and an elegant double tray ceiling. The attached bath feels bright and serene, offering dual vanities and a large garden tub beneath wide windows. Upstairs, a spacious game room with a full bath and walk-in closet creates a private retreat, perfect as a media room, guest suite, or second living area. A new roof in 2021 and a brand-new hot water tank in 2023 add lasting peace of mind. Step outside and you’ll find a lovely outdoor living area, complete with a built-in kitchen, creating a seamless extension of the home’s interior spaces. Full of warmth, character, and everyday elegance, this home is a must see.
Source: MLSTECHNOLOGY #2543057
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.