3306 Katie Dr Blackshear, GA 31516
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About this home
Welcome to this beautifully maintained 3-bedroom, 2-bath brick home nestled on 3.1 serene acres in Blackshear, GA, just minutes away from Midway Elementary School. This property offers the perfect blend of comfort, functionality, and outdoor living. Inside, you'll find a spacious and inviting layout with plenty of natural light and timeless finishes throughout. The kitchen, living, and dining areas flow easily for everyday living and entertaining. The primary suite provides a peaceful retreat with a private bathroom with dual vanities and a large shower and a huge walk-in closet space. Step outside to your own backyard oasis featuring an in-ground saltwater pool with a new liner and a pool house complete with an additional full bathroom and grilling area-perfect for summer gatherings. A large workshop with another full bathroom and window units offers space for hobbies, projects, or additional storage. For travelers or outdoor enthusiasts, the property also includes a covered RV carport with electric hookup. Additional highlights include a two-car garage, ample parking, and the tranquility of country living just minutes from town conveniences. Don't miss the opportunity to make this one-of-a-kind property your forever home!
Source: GAMLS #10629499
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.