331 Granger Cir Argyle, TX 76226
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About this home
***LOW INTEREST RATE AT 2.75% ASSUMABLE LOAN*** Nestled in a sought-after cul-de-sac within the master-planned community of Lantana, this stunning home offers a perfect blend of comfort and style. It features 3 bedrooms, 3 bathrooms, a private study, and a spacious game room. A dramatic entry with soaring ceilings and abundant natural light leads into the open-concept living area, complete with a fireplace and mantle. The kitchen is equipped with stainless steel appliances, granite countertops, a center island, and ample cabinet space. Refrigerator, washer, and dryer are included for added convenience. Upstairs, you'll find generously sized guest bedrooms and a large game room. The primary suite boasts a spa-like bathroom with dual sinks, a garden tub, separate shower, and a walk-in closet. Step outside to your private backyard retreat, featuring a covered patio, outdoor deck, hot tub, and privacy fence—ideal for relaxing or entertaining. Enjoy access to resort-style community amenities, including fitness centers, five pools, tennis and basketball courts, ponds, bike trails, greenbelts, parks, and playgrounds. All just minutes from top-rated schools, Lantana Golf Club, shopping, dining, and entertainment. Updated and well maintained. *The information provided is deemed reliable but is not guaranteed and should be independently verified. Buyer or Buyer's Agent to verify measurements, schools, & tax, etc. Please note video and or audio equipment by sellers may or may not be in use. ** Buyer will need to buy a new survey if required **
Source: NTREIS #21039195
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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