3310 Caspian Dr Palmdale, CA 93551
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About this home
COME SEE THIS LOVELY RANCHO VISTA SINGLE STORY HOME WITH $100,000 IN UPGRADES! High Ceilings, Open/Great Room Concept Floorplan, Custom Designed and Built Cabinets, Granite Countertops, Plantation Shutters throughout, New Fixtures, Ceiling Fans, New Landscape and Hardscape and much more! You'll love walking into the Large Open Great Room with the Living Space around the Chef's Kitchen, Perfect for Family Living. The Kitchen Features Lots of Gorgeous Wood Cabinets - Natural Doors on White Frames with Pull Outs, a Roomy Pantry, a Huge Center Island with a Breakfast Bar on 2 Sides, a deep Farm Sink and a Breakfast Nook. Also there is Laminate Wood Flooring in Kitchen that extends into the Hallway. Both Bathrooms also feature the same Custom Cabinets with Rich Granite Countertops. The Master Bedroom is large and has a Walkin Closet. The Master Bathroom Features an Oversized Tub. Secondary Bathroom has an Oversized Shower with Designer Tile. There are extra Linen Cabinets in the Hallway as well as Cabinets in the Laundry Room. You can never have too much storage! There is a finished 3 Car Garage with Insulated Garage Doors. The Covered Patio spans the back of the house and is great for the family and for entertaining. Both Side Yards are concrete for clean and easy maintenance. And this home is in desired Rancho Vista School District. For Commuters, the Freeway is minutes away. Don't miss this one!
Source: CRMLS #SR25234269
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.