33101 Juniper Ln Locust Grove, VA 22508
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About this home
Welcome to your countryside haven at 33101 Juniper Ln—where peaceful mornings meet open skies and the feeling of home hits the moment you walk in. Nestled on nearly 2 acres just outside Locust Grove, this single-level ranch offers 2,052 sq ft of pure comfort, three bedrooms (plus a flexible bonus room perfect for a fourth bedroom, home office, gym or play space), and two full baths, all built with care in 2018. Imagine sipping your morning coffee in the bright, airy kitchen, feeling the sun stream through that big open living space, and stepping out to a yard where you have room to breathe, grow, create. No HOA. No fuss. Just the freedom of open land and the calm of Orange County countryside. This home isn’t just about space—it’s about life. Picture yourself hosting barbecues under the trees, maybe starting your garden, building a workshop, or simply unwinding under the stars. It’s ideal for anyone looking to stretch out, yet still stay within reach of everyday convenience. And here’s something that really stands out: the current VA-assumable loan. Yes, it’s assumable, and yes, you can take advantage of it—even if you’re not a military veteran. If you qualify, you could step into a low-interest loan and lock in a fantastic monthly payment. This opportunity isn’t exclusive to service members—it’s for smart buyers who move quickly and savvy lenders who understand assumable financing. Whether you’re craving room for your whole crew, dreaming of a home office with a view, or longing for space to roam and relax, this is the place. Let’s make this country-chic retreat yours—come see how it feels in person. Home is being offered as-is.
Source: BRIGHT #VAOR2010046
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.