3312 Eagle Ridge Dr Woodbridge, VA 22191
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About this home
Welcome to 3312 Eagle Ridge! This beautifully updated and freshly painted home features 5 bedrooms and 3.5 bathrooms, nestled in a desirable community with fantastic amenities—there's something here for everyone. The main floor greets you with gleaming hardwood floors throughout, a formal dining room, dedicated office space, and a chef’s kitchen complete with stainless steel appliances and a large island, perfect for quick meals or prepping dinner. Just off the kitchen, you'll find access to the trex deck, making it an ideal spot for entertaining guests. Upstairs, you'll discover four spacious bedrooms, all with hardwood flooring and custom closet solution. The primary suite features an en-suite bathroom with a soaking tub and double vanity, a relaxing retreat at the end of the day. A shared hallway bathroom serves the additional bedrooms. The finished basement boasts brand new LVP flooring, a large rec room perfect for movie nights or game days, an extra flex space room great for an office or a playroom, a full bathroom, and an additional bedroom ideal for guests or extended family. Plenty of room for any size family and storage space throughout the home. Eagle Point offers excellent amenities, including a fitness center, clubhouse, pool, and more. Conveniently located near I-95 and the VRE, commuting is a breeze. You’ll also be close to major retailers, popular restaurants, Potomac Mills Outlet Mall, and Stonebridge Shopping Center. Bonus: Seller will pay off the solar panels at closing! Brand New HVAC and Hot Water Heater. Don’t miss out—schedule your showing today
Source: BRIGHT #VAPW2105596
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.