3320 Brentwood Cv Forney, TX 75126
Your savings
About this home
This loan is assumable at 4.125%*** Nestled on an expansive corner lot in the heart of Kaufman County, this stunning 4-bedroom, 2.5-bathroom home perfectly combines timeless design, modern comfort, and quality construction. Located in the family-friendly community of Heartland, residents enjoy resort-style living with access to a 35-acre stocked lake with fishing pier, multiple pools with slides, a state-of-the-art fitness center, over 400 acres of parks and trails, playgrounds, sports courts, and year-round community events. From the moment you arrive, the brick and stone elevation, welcoming covered front porch, and fresh professional paint (satin+shell finish) make a lasting impression. Inside, upgrades shine throughout — including new designer light fixtures and ceiling fans with remotes, hardwood floors in the main living areas, and fresh neutral tones that create a warm, inviting atmosphere. The open-concept floor plan offers an easy flow between living, dining, and entertaining spaces. The living room opens to a well-appointed kitchen featuring granite countertops, custom cabinetry with ample storage, a gas cooktop, built-in microwave, walk-in pantry, and breakfast bar, along with a bright breakfast nook for casual dining. A formal dining room provides additional space for hosting gatherings. The primary suite serves as a private retreat with an ensuite bath and large walk-in closet. Three additional split bedrooms offer generous closets, ensuring comfort and flexibility for family and guests. Upstairs, a versatile game room provides space for recreation, a home office, or a playroom—tailored to your lifestyle needs. Step outside to enjoy the covered patio overlooking a fully fenced, private backyard with plenty of green space for pets, play, and entertaining. With thoughtful upgrades and modern finishes this move-in-ready home offers the perfect blend of style, functionality, & community living in one of Kaufman County’s most sought-after neighborhoods.
Source: NTREIS #21085493
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.