3320 Westborough Ln Conyers, GA 30094
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About this home
Experience quiet luxury in the heart of Montclair Estates with this beautifully maintained home, lovingly cared for and filled with true pride of ownership. Perfectly designed for comfort and functionality, this home offers both elegant living and practical spaces for everyday life. Soaring 19-foot ceilings in the foyer and great room, paired with upgraded lighting throughout, create a dramatic, light-filled atmosphere that enhances the home's spacious feel. The main level features an open-concept kitchen and great room ideal for entertaining, a true primary suite with his & her walk-in closets and spa bath with separate shower, a guest bedroom and full bath, and a convenient main-level laundry room. Upstairs offers three additional bedrooms, two full baths, spacious closets, and attic storage. Additional features include a three-car garage with ample storage and a versatile fourth bay that can easily be converted into a pool room, home gym, or hobby space. Nestled on a beautifully landscaped 0.60 acre lot, this home combines space, privacy, and curb appeal. Located just minutes from I-20, GA-138, and GA-20, this home provides easy access to downtown Atlanta, McDonough, Covington, and surrounding areas. Shopping is nearby at Publix, Target, Kroger, and Stonecrest Mall, with local dining favorites just 10-20 minutes away. Montclair Estates offers a peaceful, established neighborhood with a quiet, private feel. Come see us, this home offers a rare combination of luxury, comfort, and convenience, making it an ideal opportunity for buyers seeking style, space, and accessibility!
Source: GAMLS #10627933
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.