3321 Sungate Dr Killeen, TX 76549
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About this home
Move-in ready 3-bedroom, 2-bath home just minutes from the base and the essentials you need daily. This beautifully updated residence offers style and modern comfort from top to bottom, including a full exterior refresh that even extends to painting the brick for polished curb appeal. All windows have been replaced with double-paned, low-E vinyl units framed with hardwood encasements for a timeless, refined look and enhanced efficiency. Inside, you’ll find brand-new kitchen and bathroom cabinetry with granite countertops, and granite tops gracing both bathrooms as well as the kitchen. New tile surrounds accent the bathtubs and the kitchen, while all plumbing fixtures—toilets and shower wall valves—are freshly installed for worry-free reliability. All appliances are new, modern lighting has been added throughout, with new fixtures, switches, sockets, and plates, complemented by updated hardware including bath hardware, knobs, pulls, and hinges. The interior is refreshed with two-tone paint, and the flooring combines new LVP in the main living areas with soft carpet in the bedrooms. This thoughtfully updated home blends comfort and affordability, making it easy to move in and start enjoying right away. Schedule your showing today and envision your next chapter in this beautiful, convenient setting.
Source: CENTRALTEXAS #589425
Loan details
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.