3323 Larga Ave Los Angeles, CA 90039
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About this home
Price reduced, seller motivated! This charming and comfortable 5 bedrooms and 3.5 bathrooms, total 2,896 sqft detached front and back houses situated in the center of Atwater Village with an immaculate move-in condition. The front house has 3 bedrooms and 2 bathrooms, around 1,664 sqft. The green plants surrounding front porch greets you into the airy and comfy living room and dining room, then the functional and skylight-filled kitchen leads you to a relaxed family room. It features one master bedroom, and other two bedrooms (one is currently used as a den) with a giant walk-in closet. Two sky-lighting bathrooms and a laundry room. A backyard between the front house and the back house, it has a large craft shed and a wooden rack with exuberant nurseries. It offers pleasant outdoor gatherings under either sunshine or starry nights. The back building has a two-car garage and a two-story of 1,232 sqft recreation space, Certificate of Occupancy attached, can easily apply an ADU permit. The first floor has an attractive bar counter/kitchen set-up, a powder room, and a washer & dryer. The second floor has a huge open space now with a bathroom; it can be versatilely divided into a living room and a bedroom set up or two bedrooms set up. The third/attic floor is a bonus (not included in the 1,232 sqft), it has two large rooms total around 400 sqft, can be transformed into bedrooms or entertainment rooms. The back house also has an outdoor shower in the back whenever you or kids need it. Atwater Village is a vibrant community with easy access to Griffith Park with over 50 miles of walking trails, Griffith Observatory, Los Angeles Zoo, and plenty of popular restaurants, cafes, shops, and Costco Wholesale. The adjacent City of Glendale offers dazzling shopping options, including the Glendale Galleria and The Americana at Brand, along with various dining and entertainment activities. Convenient freeway access to the 5, 2, 134, 101, and 110, Downtown LA just 15 minutes away. You can enjoy a diverse and fulfilling Southern California urban lifestyle, but still live in a tranquil neighborhood. The surrounding area always has a high demand for house rentals. The gorgeous houses are perfect for a big family to occupy two or rent out one of them to make extra money. It is ready for its new owner. Information is deemed reliable but not guaranteed; buyer and buyer’s agent should verify the square footage, lot size, building permits, and other property info.
Source: CRMLS #WS25172621
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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