3324 Dakota Dr Argyle, TX 76226
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About this home
Welcome to 3324 Dakota Drive, a stunning custom home nestled on a full acre in the highly sought after Stardust Ranch community of Northlake. This modern farmhouse masterpiece blends timeless style with luxurious finishes and thoughtful design throughout. Step inside to find hand scraped hardwood floors, designer lighting, and a bright open layout that’s perfect for entertaining and everyday living. The gourmet kitchen is a showstopper with beautiful quartz countertops, a large eat-in island, stainless steel appliances, double ovens, and a farmhouse sink. The open concept living area features a floor-to-ceiling brick fireplace and overlooks the backyard oasis through oversized windows that fill the space with natural light. The private primary suite offers serene views of the pool and patio, a spa-like bathroom with dual vanities, a freestanding tub, walk-in shower, and a custom closet designed for organization and style. The secondary bedrooms are spacious with walk-in closets one even featuring a built-in treehouse style loft that’s every kid’s dream. Step outside to your very own resort style retreat. The cabana inspired backyard is perfect for entertaining with a sparkling pool, outdoor fireplace, and plenty of space to lounge, dine, and enjoy Texas sunsets. Even with the pool and cabana, the yard still offers abundant space for play, pets, or future additions. Every inch of this home was crafted with quality and comfort in mind offering the perfect blend of modern luxury, family function, and peaceful country living just minutes from shopping, dining, and top-rated schools.
Source: NTREIS #21097903
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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