3324 Peachtree Rd NE Unit 905 Atlanta, GA 30326
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About this home
Price Reduced, Bring Your buyers. Experience city living at its finest in this centrally located condo, just a short walk from restaurants, stores, and other amenities. This spacious unit features hardwood floors throughout and includes two large bedrooms, each with its full bathroom. Enjoy stunning city views from the full glass windows, which brighten the large open floor plan, allowing for a substantial dining table. The building boasts a breathtaking lobby with 24/7 concierge service, making it a modern, sophisticated, and dazzling place to call home. On the entry level, you'll find popular dining options such as Jimmy John's and Buckhead Pizza, alongside a conference room, lounge, business center, and coffee bar. Take the elevator to the eighth floor to access the fitness center, rooftop pool, grill, sundeck, fire pit, and panoramic city views. It was renovated as of May 2023, featuring all-new engineered hardwood flooring, stainless steel appliances, quartz countertops, white cabinetry with black hardware, a subway tile backsplash, an extra-deep farmhouse sink, modern light fixtures, closet systems, and fresh paint throughout. Natural light floods the unit through the floor-to-ceiling windows, leading to a perfect balcony for morning coffee while overlooking the city. The value is unbeatable! Upon arrival, check in with the concierge for guest parking passes. Guest parking is available at the front entrance and along the street side of the fountain. The unit includes two assigned garage spaces, #542 and #543. Water included in the HOA
Source: GAMLS #10496323
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.