3325 Woodland Dr Royse City, TX 75189
Your savings
About this home
MOTIVATED SELLERS! This beautifully upgraded home combines modern style, thoughtful details, and a rare setting with no neighbors behind you for added privacy. From the moment you step inside, you’ll notice the attention to detail and quality upgrades throughout. Inside, the home features upgraded flooring that flows seamlessly through the main living spaces, creating a warm and inviting feel. The kitchen is a showstopper with custom cabinets, sleek granite countertops, and plenty of space to cook, entertain, and gather. The open-concept layout connects the kitchen, dining, and living areas—perfect for everyday living and hosting guests. The primary suite is a retreat of its own, featuring a stunning custom closet system designed for both style and function. You’ll also appreciate the spacious bedrooms and flexible layout to fit your family’s needs. An extra flex room can be used as a fourth bedroom, or a home office for the comfort of working from home. Step outside to your extended backyard, offering more space than most in the neighborhood and the rare bonus of no homes directly behind you—providing peaceful views and extra privacy. Additional highlights include a 3-car garage, perfect for extra vehicles, storage, or a workshop space. Located in a growing community with convenient access to shopping, dining, and schools, this home truly offers the best of comfort, style, and function. 5.75% assumable FHA loan available. Motivated Sellers! Send all offers!
Source: NTREIS #21034205
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.