3338 N Silver Berry Dr Rialto, CA 92377
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About this home
Welcome to this well-maintained home located in the desirable Las Colinas neighborhood of Rialto. This property offers modern upgrades, energy efficiency, and plenty of space both indoors and out. The home features solar that is only 2 years old with 27 panels, 3 backup batteries, and a newly installed electrical panel, ensuring peace of mind and lower utility costs. Seller will be paying off solar. Inside, you’ll find newer wood laminate flooring throughout the main living areas and tile in the kitchen and bathrooms. You will first enter into the spacious living room, then flow into the open kitchen and family room, currently used as a formal dining area with a cozy gas fireplace. The kitchen boasts granite countertops, brand new stainless steel appliances, a breakfast bar, a dining nook, and sliding glass doors leading to the backyard. The primary suite offers backyard access as well, and an ensuite bathroom with dual sinks, a tub/shower combo, and a skylight for natural light. Three additional guest bedrooms and a full guest bath with a tub/shower combo provide ample space for family or visitors. Additional highlights include indoor laundry and a 3-car garage. The backyard is built for entertaining, with a long covered patio, firepit, double-sided gate entrance on side yard, and abundant space to gather. You’ll also enjoy a guava tree, herb garden, and medicinal plants. Recent upgrades within the last 2 years include: new windows, sliding glass doors, screens, kitchen appliances, laminate flooring, HVAC system with ducting, water heater, solar system, and electrical panel. This home blends comfort, efficiency, and style in one of Rialto’s most sought-after communities.
Source: CRMLS #CV25220857
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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