3338 Prospect Pkwy Durham, NC 27703
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About this home
Love where you live—this stunning, move-in ready home delivers space, style, and serious wow factor in one of Durham's most sought-after communities! Step inside to discover a gourmet eat-in kitchen designed to impress, featuring granite countertops, stainless steel appliances, a gas cooktop, double ovens, and a spacious breakfast bar. There's also a charming breakfast nook for casual mornings and a separate formal dining room that's perfect for hosting dinner parties, holiday meals, or intimate gatherings. The open-concept layout flows into a dramatic two-story living room with gleaming hardwood floors and a cozy fireplace, filling the space with warmth and natural light. The main-level primary suite offers a peaceful retreat with vaulted ceilings, plush carpet, and a spa-inspired ensuite bath that includes a tiled walk-in shower, dual vanities, and a large walk-in closet. You'll also love the dedicated home office/flex room on the first floor—ideal for working remotely, studying, or creative pursuits. Upstairs, discover a spacious bonus room that's ready to become your playroom, home gym, or craft studio, plus three generously sized bedrooms, including one with its own private ensuite bath—great for guests or multi-generational living. Enjoy seamless indoor-outdoor living with a relaxing screened-in porch and an extended patio with a firepit, perfect for weekend grilling and evening hangouts. The low-maintenance yard gives you more time to enjoy the lifestyle you love. Located in the amenity-rich Brightleaf at the Park, you'll enjoy access to a resort-style pool, tennis & pickleball courts, a clubhouse, fitness center, playgrounds, and scenic walking trails—all just minutes from RTP, major highways, top-rated schools, shopping, and dining. This one checks every box—don't miss your chance to call it home!. Some photos are staged. Love where you livethis stunning, move-in ready home delivers space, style, and serious wow factor in one of Durham's most sought-after communities! Step inside to discover a gourmet eat-in kitchen designed to impress, featuring granite countertops, stainless steel appliances, a gas cooktop, double ovens, and a spacious breakfast bar. There's also a charming breakfast nook for casual mornings and a separate formal dining room that's perfect for hosting dinner parties, holiday meals, or intimate gatherings. The open-concept layout flows into a dramatic two-story living room with gleaming hardwood floors and a cozy fireplace, filling the space with warmth and natural light. The main-level primary suite offers a peaceful retreat with vaulted ceilings, plush carpet, and a spa-inspired ensuite bath that includes a tiled walk-in shower, dual vanities, and a large walk-in closet. You'll also love the dedicated home office/flex room on the first floorideal for working remotely, studying, or creative pursuits. Upstairs, discover a spacious bonus room that's ready to become your playroom, home gym, or craft studio, plus three generously sized bedrooms, including one with its own private ensuite bathgreat for guests or multi-generational living. Enjoy seamless indoor-outdoor living with a relaxing screened-in porch and an extended patio with a firepit, perfect for weekend grilling and evening hangouts. The low-maintenance yard gives you more time to enjoy the lifestyle you love. Located in the amenity-rich Brightleaf at the Park, you'll enjoy access to a resort-style pool, tennis & pickleball courts, a clubhouse, fitness center, playgrounds, and scenic walking trailsall just minutes from RTP, major highways, top-rated schools, shopping, and dining. This one checks every boxdon't miss your chance to call it home!
Source: TRIANGLEMLS #10118198
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.