3340 Redbud Ct Westfield, IN 46074
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About this home
Nestled in the charming community of Grassy Knoll, Westfield, this beautiful home with full basement on a cul-de-sac brings the best of everything. It serves up ample space and storage throughout, with 4 Bedrooms, 2.5 baths, a large kitchen with center island, and great entertaining space. Envision yourself in the heart of the home, where the kitchen presents an updated appeal with shaker cabinets, adorned with crown molding and sophisticated design and color. It opens to a spacious family room with an easy transition to the outdoor space with so much more. Updated LVP flooring unites the fluid floorplan, also with rich black hardwood floors in the formal dining and living rooms. The basement is an added bonus to customize to your favorite hobbies, games and activities. The backyard provides a small private pool, an invitation to refreshing relaxation and fun-filled days spent basking in the sun, while the fenced backyard ensures privacy and security for outdoor activities. A delightful porch and patio area extend your living space outdoors, ideal for savoring the fresh air and enjoying the serene surroundings. Imagine hosting unforgettable gatherings in the outdoor area, creating meaningful memories. The deck presents an additional retreat to unwind. Come home to Redbud court, where you are close to schools, shopping, grocery stores, and an easy drive to downtown Westfield, Grand Junction, parks, fine dining, breweries and all Westfield has to offer.
Source: MIBOR #22067700
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.