3341 Glenshane Way Ormond Beach, FL 32174
Your savings
About this home
You couldn’t ask for a better place to live than this sought-after community, where the scenic drive to Whisper Glen takes you through The Loop beneath a canopy of majestic oaks. Arrive at your destination and be greeted by stately double doors opening into a tiled entryway and a bright, spacious living room. Italian tile flows throughout, complementing the neutral color palette and natural light streaming through a wall of sliders and transom windows. The Chef’s Kitchen has been beautifully updated with sleek gray-and-white granite counters, a deep single-basin sink, stainless steel appliances (2020), glass backsplash, under-cabinet lighting, and crisp white cabinetry. A breakfast bar and café nook overlook the peaceful, tree-lined backyard. Your Owner’s Retreat features a private bath with dual sinks, a walk-in shower, and a relaxing garden tub. The split-bedroom layout ensures privacy for visiting guests, while one guest room with double doors offers the perfect spot for a home office or TV room. Just off the kitchen, the formal dining room is ideal for family gatherings. Practicality meets convenience with an inside laundry area that accommodates front-load machines and offers built-in shelving. Car enthusiasts will love the oversized garage with abundant cabinetry, a walk-in attic with ample storage, and room for two full-size vehicles plus motorcycles, a golf cart, or other toys. Step outside to the huge screened lanai, the perfect place to savor your morning coffee while enjoying serene, wooded views. Additional highlights include a premium WKL shingle roof (2018), sprinkler system, Ring Alarm System with color video spotlight cameras and well-maintained landscaping by the Whisper Glen sub-association. Refrigerator currently in the kitchen does not convey. Washer and Dryer currently in the laundry room do not convey. Halifax Plantation is more than a neighborhood—it’s a lifestyle. Enjoy golf, tennis, fitness facilities, a pro shop, clubhouse, and restaurant, all just a short walk away. Seller is offering a $2500 concession to a qualified buyer with an acceptable offer. VA loan is assumable based on buyers qualifications.
Source: STELLAR #V4945146
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.