3342 Sanborn Ln Deltona, FL 32738
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About this home
**This property qualifies for a closing cost credit up to $4,800 through the Seller’s preferred lender.** Welcome to a spacious and thoughtfully designed 4-bedroom, 2-bath single-family home with a 2-car garage, nestled in a quiet neighborhood with easy access to everything Deltona has to offer. Step through the front door into a welcoming foyer that offers a peek into the main living space through an elegant arched passthrough wall. To your left, the formal dining room boasts charming bay windows overlooking the front yard, filling the space with natural light. Decorative wall niches throughout the home add character and are perfect for your personal touches. The kitchen is a true centerpiece—featuring rich dark wood cabinetry, sleek stone countertops, stainless steel appliances, and a breakfast bar with seating. An arched passthrough connects the kitchen to the dining room for a seamless entertaining experience. The open kitchen/living room combo makes gathering with family and friends a breeze. The spacious living room includes a large window overlooking the covered rear patio and fenced backyard. Just off the living area, the private primary suite offers a tranquil retreat with an ensuite bathroom featuring a walk-in shower, built-in vanity space, and a walk-in closet. The split bedroom floor plan provides privacy with three additional bedrooms located on the opposite side of the home—each with built-in closets and cozy carpeting. A second full bathroom also includes a space for a vanity seating area. Step outside to the covered back patio, complete with a ceiling fan and plenty of space for outdoor dining or lounging. The fully fenced backyard is a blank canvas—ready for a garden, play area, or your future dream oasis. Don’t miss the chance to make this beautiful property your next home. Schedule your private tour today!
Source: STELLAR #O6311936
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.