3349 Wyndale Ct Woodbridge, VA 22192
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About this home
Welcome to the heart of Woodbridge, where this delightful townhouse awaits its next lucky owner! Tucked away in a peaceful neighborhood, this inviting home is bursting with charm and possibilities. Step inside the foyer and discover a spacious living and dining area perfect for entertaining, a bright and modern kitchen, and a convenient powder room. Upstairs, the primary bedroom (with a generous walk-in closet) offers a serene retreat at the rear of the home, ensuring peace and privacy. The full bathroom features a luxurious jacuzzi tub—ideal for winding down after a long day—and is easily accessed from both the primary bedroom and the hallway, making it perfect for family or guests. The lower level is a true bonus, currently set up as a gym but ready to become your game room, playroom, or cozy media lounge. You’ll love the added convenience of a half bath on this level, too! Unlike many similar homes, this townhouse boasts gorgeous hardwood floors throughout the main and upper levels. Location is everything here: enjoy quick access to routes 95, 1, and 123 for easy commuting, plus a short walk to a vibrant selection of shops and restaurants. The community features an amazing park complete with a playground, open fields, scenic trails for walking or biking, and courts for tennis or pickleball. This is the perfect place to call home!
Source: BRIGHT #VAPW2103740
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.