3355 Pacific Dr Naples, FL 34119
Your savings
About this home
Step into refined elegance with this meticulously maintained 2,302 sq ft home, where every detail has been thoughtfully upgraded for comfort and style. From the moment you enter, you’re greeted by stunning Venetian plaster finishes that elevate the interior with timeless sophistication. The kitchen is a chef’s dream, featuring sleek white modern cabinets, a striking mosaic tile backsplash, and a full suite of stainless steel appliances. The open layout flows seamlessly into the living and dining areas, perfect for entertaining or quiet evenings at home. Retreat to the luxurious master suite complete with a large soaking tub, spa-like finishes, and beautifully designed walk-in closets. The dedicated office space comes equipped with updated, high-end furnishings, ideal for remote work or creative pursuits. Step outside to your private oasis where a fully enclosed patio—with elegant doors (not screened)—opens to serene views of mature trees and lush forest. The outdoor living space is a true highlight, boasting a state-of-the-art chef’s barbecue kitchen with all stainless steel appliances, a professional vent hood, and built-in refrigerators—perfect for year-round entertaining. This home is the perfect blend of luxury, functionality, and natural beauty—an exceptional find for the discerning buyer.
Source: FORTMYERS #225032624
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.