336 Raccoon Ave Johnstown, OH 43031
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About this home
Experience the perfect balance of modern style and everyday comfort in this beautiful Johnstown home. Situated on a desirable corner lot, this property offers a warm and inviting escape from the everyday. Step inside to find bright, open living spaces with 9-foot ceilings and a flowing layout—ideal for both entertaining and relaxing. A formal dining room greets you upon entry, perfect for hosting family gatherings or dinner parties. The open kitchen serves as the heart of the home, featuring an eat-in area and bar seating, and seamlessly connecting to the spacious living and dining areas. The adjoining family room showcases a cozy gas log fireplace, adding warmth and charm to the main level. This thoughtful floor plan also includes a first-floor bedroom, offering flexibility for guests, multi-generational living, or a convenient home office. Upstairs, you'll find four generously sized bedrooms, including a serene, spa-like owner's suite that provides the perfect retreat. Enjoy cozy movie nights or game time in the versatile loft theatre room. Everyday living is made easy with a convenient second-floor laundry, while the full basement offers endless possibilities for recreation, fitness, or storage—complete with your own private sauna and included weight-lifting equipment that will convey with the home. Located just minutes from local schools, shopping, and everyday conveniences, this home delivers suburban living with all the benefits of nearby amenities. It also includes a 10-year limited structural warranty from Pulte Homes and a full ADT security system with cameras and monitored protection.Please see A2A remarks!
Source: COLUMBUSOH #225041322
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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