3362 Cedar Crest Loop Spring Hill, FL 34609
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About this home
Elegant pool home in Pristine Place premier community in the heart of Spring Hill. Enter into the foyer beautiful glass lead front doors open to the formal living/dining room with crown molding & chair railings. Kitchen features loads of cabinets, granite countertops, back splash, breakfast nook for your morning coffee. Impressive family room with a cozy fireplace and tile floors. Primary bedroom is oversized with sliders to the pool, huge walk in closet. Primary bathroom has his/her sinks, garden tub and walk in shower with designer tile. Three more bedrooms give you a lot of space to spread out, one bedroom and bathroom feature a pocket door could be a nice in law suite or private guest wing. Hall bath features large vanity and designer tile in the tub/shower. Huge refreshing pool with a spill over spa and covered lanai great for entertaining and family gatherings. Brand new roof was just installed a week ago/ Seerz Durastar Split AC unit 5 ton 14.3 is one year old. The home has a water softener under the sink and a whole house water softener in the garage. Pristine Place has low hoa fees, deed restricted, gated entrance, club house, pool, gym. Great location close to shopping, restaraunts, hospitals, close to the Suncoast Expwy, easy commute to Tampa & Clearwater. Weeki Wachee River close by with kayaking, manatees, Pine Island beach is close by too.
Source: STELLAR #W7879358
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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