337 Dogwood Ct Lyles, TN 37098
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About this home
Charming brick home with full basement, located on a quiet cul de sac in an established, smaller neighborhood. Conveniently located just off of Hwy 100 in Lyles, TN on a lush, wooded 4.2 acred lot. Just minutes from Dickson, Fairview, Centerville and 840. This home has been completely renovated with high-end beautiful finishes. Fabulous new kitchen with a large island, built-in microwave drawer, pantry with roll-out drawers! All natural stone countertops throughout the home, raidiant floor heating in principal bathroom. 16 ft vaulted tongue and groove ceiling with wood beam in kitchen/family room - open concept. All new tile in bathrooms. Basement has a coal/woodburning stove and chimney that remains. Survey done in 2024 so lot is flagged and marked. Shed is negotiable! The 4 large lava rocks in the front landscaping and the stone dobermans at the garage DO NOT stay and are not negotiable. This home is move in ready! Seller travels for work so showings need to be scheduled several days in advance, if possible.
Source: REALTRACS #3007542
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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