33763 Abbey Rd Temecula, CA 92592
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About this home
Assumable 3.5% VA loan!!Beautiful Two-Story Pool Home in Prime Temecula Location,Welcome to your dream home in one of Temecula’s most sought-after neighborhoods—just minutes from award-winning schools, top amenities, and easy access to I-15. This freshly painted residence offers the perfect blend of comfort, style, and convenience.Spacious 3-bedroom layout with a versatile loft—ideal for a 4th bedroom, office, or playroom Elegant tile flooring and granite countertops throughout. Main floor laundry room with washer and dryer included. Expansive master suite with a luxurious bath featuring a separate soaking tub and shower.Formal family room and cozy living room with fireplace Generous kitchen with abundant counter space—perfect for entertaining. Private backyard with sparkling pool and relaxing spa,Large covered patio—ideal for gathering and outdoor dining and sliding glass doors for seamless indoor-outdoor flow. Property located within a Short distance to Temecula’s renowned vineyards and wine country. Centrally located near shopping, dining, parks, and more This home checks all the boxes for comfort, lifestyle, and location. Whether you're hosting a summer pool party or enjoying a quiet evening by the fireplace, this property offers something for everyone.atherings and outdoor dining.Sliding glass doors for seamless indoor-outdoor flow.
Source: CRMLS #SW25216069
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.